COBRA Continuation Coverage
If you, your spouse/domestic partner, or your eligible dependent lose coverage under a Givaudan health care plan because of a COBRA-qualifying event, you may have the right to continue coverage under the Consolidated Omnibus Budget Reconciliation Act (COBRA). If you, your spouse/domestic partner, and/or eligible child(ren) have a COBRA-qualifying event, you must notify the Benefits Department immediately. If your coverage ends due to a COBRA-qualifying event, the COBRA administrator will send you a notice of your continuation rights within two weeks from the end of the month in which your coverage ended. You will have up to 60 days 1 – from that time or the date you received your COBRA notice – to decide whether you want to continue any or all of your health coverage.
Newborns’ and Mothers’ Health Protection Act
Under this act, your medical plan generally may not restrict benefits for any hospital length of stay in connection with childbirth for the mother or the newborn child. Length of stay may be up to 48 hours following a vaginal delivery or up to 96 hours following delivery by cesarean section (subject to the attending providers’ discharge).
To add a newborn dependent to your medical plan, you should notify the Benefits Department within 31 days of the event.
Women’s Health and Cancer Rights Act
In accordance with federal law, all Smart Options medical plans provide the following services to any person receiving plan benefits in connection with a mastectomy:
If you receive benefits from the medical plan for a mastectomy and you then elect to have reconstructive surgery, the medical plan must provide coverage in a manner determined in consultation with the attending physician and the patient. The plan’s benefits for breast reconstruction and related services will be the same as the benefit that applies to other services covered by your plan.
